An SBA working capital loan can give you the resources and flexibility to grow your business at your pace. Recent changes to the SBA 7(a) Loan program have made it easier than ever before to access financing of up to $500,000 for your small business.

Learn more about leveraging an SBA 7(a) loan for working capital and pre-qualify today.

SBA Loans at a Glance


Benefits of SBA Loans for Working Capital


SBA loans come with reasonable, growth-friendly terms that make them a good working capital loan option for those that qualify.

  • Extended Repayment preserve cash flow over time.
  • Closing Costs can be folded in to the loan amount, meaning less cash required at the closing table.
  • Good for collateral-light service-based businesses because of the loan program’s unique eligibility requirements.

More Information on SBA Working Capital Loans

West Town Bank & Trust is committed to providing our clients with the knowledge and support they need to make the best decision for their business. Have questions about SBA loan programs? Use the form below to get in touch with a banker and walk through your options.


How to Use an SBA Loan for Working Capital

The SBA loan is one of our most recommended loans for business owners that are serious about re-investing in their business. You’ll often see SBA loans referred to as ‘affordable capital’. In this article, we’ll walk through the reasonable, growth-friendly terms that make the SBA 7(a) loan a good working capital loan option for those that qualify.

Read More

The 2023 Change Streamlining Access to Working Capital

This article explains what the increased SBA 7(a) Small Loan amount means for small business owners and the future of affordable small business financing. We’ll cover the basics of what entrepreneurs need to know to access SBA financing for up to $500,000improve their cash flows, and ultimately grow their businesses.

Read More

How to Use Working Capital to Grow Your Business

How would you grow your business with extra capital on hand? At West Town Bank & Trust, we’ve helped thousands of entrepreneurs access capital through the SBA 7(a) Loan Program to accomplish their business goals and prepare for future success. This article lists 50 ideas for how to leverage SBA financing to take your business to the next level.

Get Ideas

SBA 7(a) Loan Terms

Get the specifics on SBA loans and their terms for qualified business owners.

Prequalify for Financing: Contact Us Today To Get Started

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