Certificates of Deposit

West Town Bank & Trust CDs offer you another savings instrument that is perfect when you want to invest your funds for a specified period of time. You can open a WTBT CD with an initial deposit as low as $1,000.00 with maturity periods from 91 days to 5 years. You can receive your interest earned on your investment by check; have it deposited into another WTBT account or back into your CD. All of your CD deposits are insured to the fullest extent allowed by the FDIC.

Call your local branch for current CD rates.
Spring Special: High Yield Certificate of Deposit Rates

CD Rates as High as 5.30% APY*

*$10,000 minimum required.

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Money Market Accounts


Money Market Account

West Town Bank & Trust Personal Money Market Accounts offer you higher interest rates and the benefit of account liquidity. Interest rates increase with the balance of your account, and you get the added security of knowing that your deposit is insured at the maximum allowed by the FDIC.  There are specific rules about the number and the types of monthly withdrawals, so we’d be happy to talk details with you.

Current Money Market Account Special Rate

Money Market Account at 4.50% APY*

$10,000 minimum required.

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Individual Retirement Accounts (IRA)

West Town Bank & Trust offers tax-advantaged investing tools that individuals use to earmark funds for retirement savings. This allows an individual to save for retirement with tax-free growth or on a tax-deferred basis.

Got questions? Let’s talk.


Email us at [email protected] or call 855-693-8290

*Annual Percentage Yield (APY) is accurate as of April 30, 2024 and is subject to change. A minimum of $10,000 is required to open the account and to obtain the stated APY. Fees may reduce earnings on the account. Balances that drop below the account opening minimum will not earn interest. Offer is for new money only.