Treasury Management Services
West Town Bank & Trust offers business customers essential services to run your business effectively and efficiently, and we work closely with you to make sure those tools are aligned to work with how your business operates. With Merchant Services and Remote Deposit Capture, you’ll take advantage of the latest banking technology. When it comes to functionality and security, bundling these services together provides added peace of mind.
Merchant Services
West Town Bank & Trust has an established a strategic partnership with West Town Payments, LLC, a direct acquirer through Visa, MasterCard, Discover and American Express. This partnership provides West Town Bank & Trust business customers with access to best-in-class payment processing solutions of all types. Whether merchants are seeking new providers or hoping to start accepting credit cards, debit cards and other forms of electronic payments, combined banking and payment processing services allows merchants to spend more time and energy on growing operations, improving cash flow and increasing customer retention.
Remote Deposit Capture
Remote Deposit Capture is a service that allows you to scan checks and transmit the scanned images to West Town Bank & Trust for posting and clearing. The basic requirements for the service include a PC, an internet connection and a check scanner. Checks that you receive at your business can be scanned to create a digital deposit. The digital deposit is then transmitted over an encrypted internet connection to WTBT and posted to your account and assigned availability.
Positive Pay
Upload company checks on a daily basis and automatically compare checks presented at West Town Bank & Trust for payment that day. The system will automatically alert you of any discrepancies in the amounts and check numbers between your uploaded listing and checks at the Bank.