How an SBA Loan Can Help Move Your Business Forward

Affordable loan terms

Extended maturities to preserve cash flow

Lower collateral requirements

Flexible use of proceeds

Types Of SBA Loan Programs

SBA Small Loan Monthly Payment Calculator


Disclosure: Monthly payment calculations are estimates only and may vary. The below calculator assumes a 10-year term, fully amortizing loan, for working capital, debt refinancing, equipment purchases or business acquisitions only.  SBA 7(a) loans under $350,000 through West Town Bank & Trust typically have a variable rate of WSJ Prime + a rate that will never exceed 2.75%.  Fees and closing costs will be deducted from loan proceeds at time of funding. There are no prepayment penalties and the loan may be paid-off at any time. The SBA charges a guarantee fee (with some exceptions for borrowers located in Rural or HUBZone areas) which varies by loan size and is not included in the below calculation.

Work with One of the Nation’s Top SBA Lenders

  • Preferred SBA Lender

    Experience a safe, streamlined loan process

  • Experienced

    We’ve helped businesses secure over $550 million in funding through SBA loans

  • Expertise

    A team of dedicated lending experts to guide you through the process

  • Community Driven

    A bank with a community feel and national reach, providing financial solutions since 1922

Hear From Our Customers

“Working with West Town Bank was an incredible experience. They presented options other lenders didn’t, which really made me feel confident about the product we used and the decision to buy. The team was there keeping me updated throughout the process and have been a great resource when needed after closing. They couldn’t have handled things better and I would highly recommend them to anyone.”

– Doug Yopp, Owner

Read More Customer Stories

Apply for your SBA Loan


More Resources for Business Owners

Learn How to Use an SBA Loan to Grow Your Business