SBA Loans

The Small Business Administration (SBA) was created to assist American small businesses. The 7(a) program is considered the SBA’s flagship loan program, helping more than 60,000 businesses obtain funding each year. It includes improvement of assets, refinancing existing debt, and working capital.

As a Preferred Lender by the SBA, West Town consistently ranks as a top  SBA 7(a) lender in the country by dollar volume each year. Our purpose is to help turn your dreams into reality through easy access to the SBA’s flagship 7(a) program.

Calculate Your SBA Loan


Disclosure: Monthly payment calculations are estimates only and may vary. The below calculator assumes a 10-year term, fully amortizing loan, for working capital, debt refinancing, equipment purchases or business acquisitions only.  SBA 7(a) loans under $350,000 through West Town Bank & Trust typically have a variable rate of WSJ Prime + a rate that will never exceed 2.75%.  Fees and closing costs will be deducted from loan proceeds at time of funding. There are no prepayment penalties and the loan may be paid-off at any time. The SBA charges a guarantee fee (with some exceptions for borrowers located in Rural or HUBZone areas) which varies by loan size and is not included in the below calculation.

Apply for your SBA Loan


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Email – [email protected] | Phone – 855-693-8290