Financing for your renewable energy project doesn’t have to be complex. Our team has helped deliver over $1Billion in funding to renewable energy companies across the nation, allowing them to achieve their innovative goals. We work to understand your project and deliver lending options with terms that make the most sense for your business.

The Rural Energy for America Program (REAP) provides guaranteed financing to eligible businesses of up to $25 million. These loans provide exceptional terms to renewable energy producers resulting in greater flexibility.



REAP Loans for Utility Scale Solar, Biogas, and More


To realize the incentives of the government-guaranteed program, REAP Loans are most successful when used for utility-scale projects that include the control or purchase of significant real estate. REAP Loans are recommended for the following scenario:

Financing Request: $5-25 Million

Financing Use: Acquisition of real estate, purchase of equipment, acquisition of fixed assets, development capital.

Funding Timeline: 90 days after the environmental process is complete.

Project Location: Rural area within the United States (as defined by the USDA)

Why West Town For Your Renewable Energy Project?

  • Industry-Focused Expertise: Dedicated in-house experts in financing commercial solar and other renewable energy projects.
  • Experienced USDA Lending Teams: Since 2016, West Town Bank & Trust has originated more than $450 million in USDA loans through the Rural Energy for America (REAP) government-backed loan program.
  • National Lending Reach: Since 2012, West Town Bank & Trust has closed and funded over 500 government guaranteed loans for projects in more than 40 states (including D.C. and Guam).

Powerful Financing for Renewable Energy Development

Developers Constructed a Clean Energy Biomass Power Plant Using $34 Million in USDA Business Loans. This North Carolina-based facility turns poultry biomass into power to provide clean energy derived from an underutilized waste by-product. A $34 Million financing solution supplied the company with the funds to construct its facility and become one of a select few approved plants for the state of North Carolina.

Read the Case Study

USDA REAP Loans: What You Need To Know

5 Reasons You Should Consider A USDA REAP Loan

Prequalify for Financing: Contact Us Today To Get Started

Personal Information

Business Information

“We are grateful to have worked with West Town Bank in securing USDA and construction financing for the landfill gas to RNG project in which our fund invested. The West Town Bank team remained focused, patient, and facilitated creative solutions throughout the entire process.”

– Greg Roti, CEO of Climate Capital Partners