The United States Department of Agriculture (USDA) partners with both public and private community-based
organizations, as well as financial institutions, to provide funding through select programs to support economic growth in rural areas.  Rural areas are defined by the program as projects in areas of 50,000 inhabitants or less, making RV parks and campgrounds a great option for USDA financing.

Since 2016, West Town Bank & Trust has authorized more than $500 million to businesses across the country through various USDA loan programs.  Over the last three years, RV parks and campgrounds secured more $50 million in financing through the USDA B&I Loan Program, rankings as the #7 industry to use the program during this period.

How RV Parks Use USDA Loans

Benefits of USDA Loans

  • Extended Loan Terms

    Terms up to 7, 15 and 30-years for working capital, equipment and real estate, respectively.

  • Flexible Financing Choices

    Use loan proceeds to fund a wide variety of business financing needs up to $25 million.

  • Fully Amortizing Capital

    No renewals. Fully amortizing capital for the life of loan with no calls or balloon payments.

  • Competitive Interest Rates

    Allows lenders to choose variable or fixed rate pricing, with or without ceilings or floors.

Finding & Financing RV Parks for Sale with SBA Loans

SBA loans can be another great resource for financing your RV park.
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“We are grateful to have worked with West Town Bank in securing USDA and construction financing for the landfill gas to RNG project in which our fund invested. The West Town Bank team remained focused, patient, and facilitated creative solutions throughout the entire process.”

– Greg Roti, CEO of Climate Capital Partners

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Industry & Program Resources

SBA Loans

SBA Loan vs USDA Business Loan
Industry Solutions

Finding and Financing RV Parks for Sale with SBA Loans
USDA Loans

USDA B&I Loan Program: The Small Business Loan You Should Know About