Merchant credit card processing


West Town Bank & Trust and Albemarle Bank & Trust, a West Town Bank have selected Payroc as its endorsed credit card processor. This partnership will provide West Town Bank & Trust and Albemarle Bank & Trust, a West Town Bank Customers access to the most competitive pricing programs available. Payroc is the industry leader in payment processing industry, for small and medium size businesses. Payroc's flexible and reliable products and services will allow your business to accept every form of electronic payment.

The Benefits of credit card processing with Payroc and West Town Bank & Trust/Albemarle Bank & Trust, a West Town Bank: 

  • Quick merchant account approvals
  • Competitive pricing programs
  • Next Day Funding, including AMEX*
  • Accept payments by telephone order, mail, Internet or walk-in
  • Increase cash flow
  • Reliable 24/7 customer service
  • Meet or Beat Pricing program

Products and Services Offered through Payroc and West Town Bank & Trust/Albemarle Bank & Trust, a West Town Bank:

  • All Major Card Types: Visa/MasterCard, Discover, American Express, Diners Club/Carte Blanche, and JCB credit cards, corporate/government purchasing cards, stored value and loyalty cards, and check cards
  • Retail, Business to Business, MOTO, and Internet
  • Now you can accept payments anytime, anywhere with Payroc Mobile
  • Debit Cards - Signature and PIN Based
  • Internet e-Commerce enabled websites
  • Virtual Check, Check Conversion, Check Guarantee
  • Gift Cards
  • Contactless Transactions
  • High Speed Software Solutions
  • Petroleum Program
  • Equipment payment options - Rentals, leases, or cash solutions
  • Reprogramming of compatible equipment
  • Lowest monthly equipment leasing available
  • Free merchant telephone training
  • Full charge back and retrieval services
  • Voice authorization services

For complete details and to set up your Merchant Processing Account, see your WTBT or ABT personal banker today!