West Town Bank & Trust and Albemarle Bank & Trust, a West Town Bank Website
Terms and Conditions
Please review our Privacy Notice, which also governs your visit to our website, to understand our practices.
When you visit the WTBT/ABT website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of WTBT/ABT or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of WTBT, with copyright authorship for this collection by WTBT/ABT, and protected by international copyright laws.
WTBT’s trademarks and trade dress may not be used in connection with any product or service that is not WTBTs/ABTs, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits WTBT/ABT. All other trademarks not owned by WTBT/ABT or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by WTBT/ABT or its subsidiaries.
LICENSE AND SITE ACCESS
WTBT/ABT grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of WTBT/ABT. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another entity: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of WTBT/ABT. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of WTBT/ABT and our divisions without express written consent. You may not use any meta tags or any other "hidden text" utilizing WTBT’s/ABT's name or trademarks without the express written consent of WTBT/ABT. Any unauthorized use terminates the permission or license granted by WTBT/ABT. You may not use any WTBT/ABT or its divisions’ logo or other proprietary graphic or trademark without express written permission.
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. WTBT/ABT and its divisions reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.
WTBT/ABT, our Officers, Directors, Employees, Agents, Affiliates, Third-Party Content Providers attempt to be as accurate as possible. However, WTBT/ABT does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY THIS SITE IS PROVIDED BY WTBT ON AN "AS IS" AND "AS AVAILABLE" BASIS. WTBT/ABT MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WTBT/ABT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WTBT/ABT DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM WTBT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WTBT WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
By visiting WTBT/ABT, you agree that the laws of the state of Illinois, United States of America, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and WTBT/ABT or its divisions.
Any dispute relating in any way to your visit to WTBT/ABT or to products you purchase through WTBT/ABT shall be submitted to confidential arbitration in Illinois, United State of America, except that, to the extent you have in any manner violated or threatened to violate WTBT’s/ABT's intellectual property rights, WTBT/ABT may seek injunctive or other appropriate relief in any state or federal court in the state of Illinois, United States of America and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator’s award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.
SITE POLICIES, MODIFICATION, AND SEVERABILITY
WTBT/ABT reserves the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.