Personal and Business Credit Cards

West Town Bank & Trust and Albemarle Bank & Trust, a West Town Bank have teamed with élan Financial Services, an industry leader in providing credit card services. Through élan, WTBT and ABT offers a variety of Visa® credit cards. Choose from a number of Platinum or Regular cards to meet your unique needs, all of which offer great rewards, some including 1.5% cash back. 

For New WTBT Customers:

Click here to learn more and/or to apply for an élan Visa® Credit Card.

For Existing WTBT Customers:

Existing WTBT Credit Card Customers may click here for access to your credit card account.

For New Albemarle Bank & Trust Customers:

Click here to learn more and/or to apply for an élan Visa® Credit Card.

For Existing Albemarle Bank & Trust Customers:

Existing Albemarle Bank & Trust Credit Card Customers may click here for access to your credit card account

MasterCard® Check & ATM Card

The West Town Bank & Trust MasterCard® Check & ATM Card is a more convenient way to pay for goods purchased in stores, over the phone or online.  It’s not a credit card, but a debit card with the added power of the MasterCard® symbol.  You can use this card to make purchases any where that MasterCard ® is accepted at over 12 million merchants worldwide and the amount will be automatically deducted from your West Town Bank & Trust checking account. 

The West Town Bank & Trust MasterCard® Check & ATM Card is the fastest way to use your checking account.  You no longer need to waste valuable time writing checks or keying in your Personal Identification Number (PIN).  Simply present the card, process the purchase as a signature transaction, sign the receipt and be on your way.  Processing each purchase as a signature transaction is the safest way to use your MasterCard® Check & ATM Card, as you do not have to disclose your PIN.

Record-keeping will also be simple because, along with your signed receipt, every transaction will be detailed with the merchant name on your monthly statement. There are no charges or monthly fees when using your MasterCard® Check & ATM Card to make store purchases.

Getting Cash is as Close as the Nearest ATM Location

In addition, you can use your MasterCard® Check & ATM Card to get cash at over a million ATM locations worldwide.  No matter where you are, you always have access to your money.  You may use your MasterCard® Check & ATM Card wherever you see the MasterCard® logo. Foreign ATM fees may apply.

Star ATMs

West Town Bank & Trust and Albemarle Bank & Trust, a West Town Bank are proud to be members of the STARsf Program, which allows our customers the use of over 1,000 nationwide ATMs free of charge.  Simply use your ATM card wherever you see “sf” next to the STAR logo and enjoy the convenience of accessing your money without additional fees.  For participating STARsf locations throughout the US, visit www.star.com/locator/.

Use your West Town Bank & Trust MasterCard® Check & ATM Card to get cash and make purchases wherever you see these logos:


Apply for your West Town Bank & Trust MasterCard® Check & ATM Card today by seeing your personal banker!